Severe weather events are becoming more frequent—and more costly—for Canadians. In 2024 alone, insured damage from natural disasters surpassed a staggering $8 billion for the first time in Canadian history (CatIQ). Unfortunately, after the storm clears, a second wave of disaster often arrives in the form of fraud.
Dishonest contractors and scammers prey on vulnerable homeowners eager to rebuild. At Bulger Insurance, we want to help you stay informed and protected during every step of your recovery.
🚨 Common Post-Disaster Scams
Scammers know that many people affected by disasters are overwhelmed and may not be familiar with insurance processes or legitimate aid options. They’ll reach out by phone, text, email, or even knock on your door—claiming to be insurance representatives or fast-track contractors.
Red flags to watch for:
- Asking for full payment upfront
- Requesting payment via cash, wire transfer, cryptocurrency, or gift cards
- Offering “discounts” for signing immediately
- Asking you to sign over your insurance cheque
- Promising access to government relief—for a fee
- Claiming they don’t need a license
✅ How to Stay Safe
- Contact your insurance broker first. We’re your trusted source for guidance, claims support, and legitimate next steps.
- Verify credentials. In Alberta, check the home builder license registry or WorkSafe records.
- Get multiple estimates. Don’t rely on just one quote—compare written estimates from local, reputable contractors.
- Review the contract. It should clearly outline the work, materials, timeline, and payment terms.
- Ask for proof of insurance. A credible contractor should have liability insurance and be willing to show it.
Recovering from a disaster is hard enough—don’t let fraud make it worse. If you’re ever unsure, Bulger Insurance is here to answer your questions and connect you with trusted resources.
We’re just a call or email away.
📍 Edmonton, AB | ✉️ info@bulgerinsurance.com
