Being in an auto accident can be a stressful and overwhelming experience. Knowing what to do immediately afterward can help ensure everyone’s safety and make the process smoother. Here’s a quick guide on what to do (and what not to do) after an accident.
What to do:
- Stop
Always stop your vehicle after an accident, no matter how minor. It’s illegal to drive away from the scene of an accident. - Move to a Safe Area (if you can)
If it’s safe to do so, move your vehicle to the side of the road to avoid blocking traffic and reduce the risk of further accidents. - Check on Others Involved
Check to see if anyone else involved in the accident needs medical assistance. Call for help if necessary.
- Report the Accident
Even if the accident seems minor, it’s important to have a police report for insurance purposes.
- Gather Info and Take Photos of the Accident Scene
Exchange information with the other driver(s), including names, contact details, insurance information, and vehicle details. Take photos of the scene, the vehicles involved, and any visible damages.
- File an Insurance Claim
Contact your insurance company as soon as possible to report the accident and begin the claims process.
What NOT to do:
- Don’t Admit Responsibility
Be careful with your words at the scene. Avoid admitting fault, even if you think you might be responsible. Let the authorities and insurance companies determine fault.
- Don’t Ever Leave the Scene of the Accident
Leaving the scene of an accident, especially if there are injuries or significant property damage, can result in legal consequences.
- Don’t Sign Anything
Don’t sign any documents other than those from the police or your insurance agent.
- Don’t Lose Your Cool
Stay calm and collected. Getting angry or upset can escalate the situation and make it more difficult to handle.
Remember, contacting your auto insurance company as soon as possible after your accident is crucial. If you’re not sure who to call, check your insurance ID card for your insurer’s contact information.
By following these steps, you can ensure a smoother process and protect your rights. Stay safe out there!
